Earn More on EveryInternational Payment.Save up to 3% vs Banks.
Receive global payments through local collection accounts with transparentFX rates, faster settlements, and fully RBI-compliant FIRA issuance.
Savings Calculator
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*Rates are indicative. Actual rates may vary.
Receive global payments with transparent FX rates and faster settlements.
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*Rates are indicative. Actual rates may vary.
Built for
Compliance.
Trusted by
Finance Teams.
Automated FIRA issuance
Accepted by Indian banks & auditors
Full transaction audit trail
funds move only through regulated banking rails
Secure Infrastructure Built on Banking-Grade Standards
Much You're Losing on FX Today?
Collect
Payments in
33+Global Currencies
Accept international payments from customers across the world. Local collection accounts are available in select currencies for faster, cheaper settlement.
Local Collection
Accounts Available In
USD
EUR
GBP
AUD
CADWhat this means for you:
- Your overseas customer pays into a local bank account
- No SWIFT friction
- Faster settlement
- Better FX realization
Global Collection
Currencies 25+
USDEURGBPAUDCAD
SGD- Direct collection in 25+ global currencies
- Eliminate intermediate bank conversions
- Transparent exchange rates
- Real-time tracking of incoming payments
Collect via cards
Easily accept payments from customers globally. using international payment gateway collecting 120+ currencies with high payment success rates We offer local collection accounts in various currencies to ensure quicker and more cost-effective settlements.
Xchangepe
Solutions
by Business Type
Accept international payments from customers worldwide. Local collection accounts are available in select currencies for faster, cheaper settlements.
Software & Service Exporters
Get paid globally. Keep more of what you earn.
- Transparent FX before settlement
- Faster INR credit vs banks
- Clean reconciliation for finance teams
Freelancers & Consultants
International payments without SWIFT pain.
- Simple local collection accounts
- Better FX than banks & platforms
- Hassle-free compliance
Goods Exporters
Invoice payments with better cash flow.
- Buyer payments via local accounts
- Automated FIRA issuance
- Faster working capital cycles
Marketplaces & Global Sellers
Higher realization on marketplace payouts.
- Predictable settlements
- Transparent deductions
- Cleaner reconciliation
Why Traditional
Banks Cost You
More Than You Think
Perfect for faster Cross-border transactions from India
- FX margins hidden in rates
- 2–5 day settlement delays
- SWIFT & intermediary fees
- Manual FIRA follow-ups
- Poor visibility
Perfect for faster Cross-border transactions from India
- Transparent FX rates
- Faster settlements
- Automated compliance
- Clear reporting
- Real-time tracking
Most businesses accept bank friction as normal. It doesn't have to be.
Same Inflow.
Very Different Outcome.
On a $10,000 invoice at ₹95.69 mid-market rate
Bank
*0.5% rate is indicative — volume conditions apply. Figures based on ₹95.69 mid-market rate. Actual savings may vary.
Banks
& Partners
Simple Steps
to Get Paid
Simplify international inward remittances — helping businesses and individuals receive money from abroad quickly, transparently, and with lower foreign-exchange costs.
Register & Complete KYC
100% digital, RBI-compliant onboarding
Get a Local Collection Account
Share it with overseas customers
Receive Payments with Visibility
Track status and FX in real time
Get INR + Automated FIRA
Fast settlement with clean compliance
Built for
Exporters
That Care
About Control
How Much
You're Losing on
FX Today?
Local collection accounts across currencies
Transparent FX visible before settlement
Faster settlement cycles
Automated FIRA issuance
Real-time tracking & reports
Audit-ready documentation
Real Examples of FX
Savings with Xchangepe
Savings with Xchangepe
Trusted by Exporters
Across Industries
See how businesses are improving FX realization, settlement visibility, and compliance with XchangePe.
Account activation and compliance were surprisingly smooth compared to traditional banking. The visibility across collections and responsiveness of the operations team really stood out.
We used to wait days for international remittances. With XchangePe, we received visibility on USD collections within hours, significantly improving our working capital cycle.
The biggest advantage for us was transparent Forex realization and faster settlement visibility. Our finance team finally gets clarity instead of chasing rates.
Collecting through local payment infrastructure in AUD and GBP made things much smoother for our overseas customers, while greatly improving visibility on our side.
Marketplace payouts were becoming difficult to track across geographies. XchangePe simplified our entire collection flow and gave us a much cleaner operational structure.
What traditionally took multiple banking follow-ups now happens digitally. We’ve seen collections reflected much faster, with INR credits often processed within hours.
The biggest shift for us was transparency. Our treasury team can now see live applicable rates before conversion and understand the actual impact on realization.
The platform streamlined inward remittances, FIRA workflows, and reconciliation, providing operational visibility while keeping collections easy for our overseas clients.
Xchangepe
in the News
White Matter Advisory India's Xchangepe Completes STPI's FinBlue Incubation Program
White Matter Advisory India Pvt. Ltd successfully completed the FinBlue incubation program by STPI to scale and accelerate its cross-border payments product, Xchangepe.
WMA's Xchangepe Graduates STPI's FinBlue Program, Aims to Scale Cross-Border FX
White Matter Advisory India Pvt. Ltd. (WMA) completed the STPI FinBlue incubation to boost its cross-border payments product, Xchangepe, offering virtual accounts and automated FIRA.
White Matter Advisory India Pvt. Ltd successfully completed the FinBlue incubation program by STPI to scale and accelerate its cross-border payments product, Xchangepe.
White Matter Advisory India Pvt. Ltd. (WMA) completed the STPI FinBlue incubation to boost its cross-border payments product, Xchangepe, offering virtual accounts and automated FIRA.
